Financial Services

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HSAs: A Tax Trifecta Investment Opportunity

When it comes to fiscally frugal health insurance options, health savings accounts (HSAs) aren’t exactly new to the game. They’ve been around since 2003 and have only increased in popularity among employers, politicians and certain types of employees. In recent years, however, the growth in popularity of HSAs is due less to the accounts’ function [...]

HSAs: A Tax Trifecta Investment Opportunity 2018-05-29T17:43:48+00:00

Your Newest Employee Benefit—Student Loan Debt Repayment Assistance

Student loan reimbursement programs are a fast growing employee benefit. Approximately 70 percent of 2016 college graduates have student loans with an average balance of $37,000.¹ The Society for Human Resource Management reports that while only about 3 percent of employers offer this benefit, interest among employers is growing rapidly. Research also shows that a [...]

Your Newest Employee Benefit—Student Loan Debt Repayment Assistance 2018-02-20T17:13:19+00:00

Market Outlook 2018

RETURN OF THE BUSINESS CYCLE OVER THE PAST EIGHT YEARS, extraordinarily accommodative monetary policy has served as the primary catalyst for spurring continued economic growth in the U.S. and around the globe. Although the economic expansion has delivered steady gross domestic product (GDP) growth, consistent returns for the broad stock market, and an improving job [...]

Market Outlook 2018 2018-01-04T11:46:47+00:00

Customizing Plan Design

NO “ONE-SIZE-FITS-ALL” PLAN Retirement plans come in all shapes and sizes: DC Plans, DB Plans, Non-Qual, 401(k), 403(b), 401(a), 457, SEP IRA, Simple IRA, Roth IRA, Cash Balance, HSA… and any other number letter combinations that you can think of. The simple truth is that there is no one-size-fits-all version of a retirement plan; and [...]

Customizing Plan Design 2018-01-04T10:56:42+00:00

Your Mid-Year 401(k) Plan Check-Up and Tune-Up

As we round the corner to 2018, I can’t help but wonder, where did the year go? It feels like January and New Year’s resolutions were just yesterday.  Alas, those days have come and gone, and the “next” New Year is only a few months ahead.  This means now is the time to focus on [...]

Your Mid-Year 401(k) Plan Check-Up and Tune-Up 2018-01-04T10:56:42+00:00

Let’s Chat

I'd love to meet with you over a cup of coffee to hear about any changes in your current financial situation. Call me at (952) 236-1755 or fill out the form below! I look forward to hearing from you! [/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Let’s Chat 2018-01-04T10:56:43+00:00

General Recommendations on Short-Term Investment Strategy

Market Conditions Today  The stock market is more volatile lately because it is reacting to the price of oil. Today, the price of oil had been down 4%, to $27/barrel, and the stock market followed by being down 2%. The traditional view of declining oil prices and declining stocks means there is a slowdown in [...]

General Recommendations on Short-Term Investment Strategy 2018-01-04T10:56:43+00:00